Since 1980, Garretson & Holcomb, LLC has been helping victims of car accidents pursue personal injury claims and win the compensation they are owed. If you or a loved one has suffered an injury from an auto accident, call our office as soon as possible to learn about how we can help you receive the compensation you deserve.
Comparative Negligence Insurance Law in Ohio
Ohio’s insurance system, like that of many states, examines the amount of fault of all parties involved in an accident to determine the amount of damages that can be awarded. The comparative negligence standard allows for many parties to be held partially or even wholly at fault for any damages caused by the accident. Each party is assigned a percentage of fault for the incident, and this percentage corresponds to the percentage of damages that party can obtain by pursuing a personal injury claim.
Let’s say you were at the wheel of your car when another vehicle rear-ended you while you were turning right. If you were to file a personal injury claim to cover the costs of your injured shoulder, a judge may find that the other driver is 80% responsible for the accident and you are 20% responsible for it because you failed to turn on your right indicator. This means that if your personal injury claim is successful, you will only be allowed to collect 80% of the total damages you asked for.
Preparing a Successful Claim
In personal injury cases, a large amount of effort goes into communicating with insurance companies. When you pursue a personal injury claim, the insurance company of the other party will attempt to undermine your claim at all costs. They will use a variety of strategies to have your claim dismissed or thrown out. At Garretson & Holcomb, LLC, we are deeply familiar with these tactics, and we will handle all communications with these insurance companies on your behalf while you focus on what matters most: your recovery.