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Prenuptial Agreements

Modern Prenup Considerations

While the prenuptial agreements of yesteryear were largely meant for celebrities and high-net-worth couples, modern couples are rewriting the rules of what needs to go into these once-socially taboo agreements.

New Debt Considerations Within Prenups

The ballooning student debt crisis means more couples enter a union where one or both spouses have significant debt balances. These debts could be from federal loans or private banks, and the way they’re structured can have a significant impact on a couple’s overall finances.

Couples choosing to write a prenup are now spelling out who came into the marriage with student debt and whose responsibility that debt is both during the marriage and in the event of a divorce. It’s a smart idea, especially in states that may view collective debt as the responsibility of both spouses, regardless of who owned the debt initially.

Determining Pet Custody

While some states have restrictions on what you can discuss in a prenup in terms of future children, pet custody is typically fair game. In many cases, pet custody is written into a prenup, and it doesn’t particularly matter if the pet was owned by one spouse prior to the relationship or owned together.

The Pandemic Also Reshaped Expectations

Younger couples are now looking at the way a major world event like the COVID-19 pandemic can affect relationships, finances, and so much more. What happens if one spouse gets very sick and runs up significant medical bills? What happens if children have to be homeschooled for an extended period? What happens if things shut down – who is responsible for those costs should both spouses be separated? The pandemic is reframing what a long-term relationship could mean and all of the different variables that fall within that.


Prenups are losing some of their social status as “divorce contracts” and are now seen as more of a protective measure for younger couples building their lives in an uncertain world. It’s important to put that trust in a professional family law firm like Garretson & Holcomb, LLC. Couples across West Chester, Mason, and Hamilton know they can count on the firm for their prenup needs. Call (513) 863-6600 to learn more.

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